Frequently Asked Questions

Q. Who are you?

A. We are experts on loss adjustments who you employ to assist you in preparing, filing, and negotiating fire, business interruption, and allied claim adjustments.

Q. Why are you called "Public Insurance Adjusters"?

A. To distinguish us from the insurance company's claims agent - and because we represent you, the public, exclusively.

Q. Are you in any way connected with insurance companies?

A. No. We are engaged exclusively by you — the policyholder — and not by the insurance companies.

Q. How can you assist me?

A. In settling your claim, the insurance company will cover you only in accordance with the terms of your policy. It is up to YOU to PROVE your loss! There may be many questions as to how the policy stipulations could or should be applied in different circumstances. We are your experts when such questions arise. Our years of experience and specialized knowledge make it possible for you to receive the maximum amount to which you may be entitled under your insurance policy. Our professional help relieves you of the work, worry, and the enormous amount of time-consuming detail in filing a claim, and thereby allows you to devote your time and effort to your business, family, or other activities.

Q. Why should I engage you to obtain what is rightfully due me?

A. Do you really know what is rightfully due you? We do! We are your representatives exclusively. With our experience and knowledge, we are far more capable of bringing about a favorable and satisfactory adjustment.